Moving to a new home is an exciting, yet daunting task. You're in for weeks of packing and planning before you can even think about moving to your new place. If you're looking for some comprehensive tips on how best to schedule a move from start to finish, keep reading!\nPlan your Pack\nThe best way to pack is with a plan. With preparation, you will be more efficient and have an easier time unpacking at your destination as well as avoid any mishaps in transit. The first step should always be figuring out what packing supplies are needed then acquiring them before the trip starts too late for last-minute shopping trips later on which can lead to turmoil if not properly planned from the start!\nGather Packing Supplies\n \nBoxes\nVarious sizes\nTape and Dispenser\nPacking Paper and Crates\nMulti-Colored Tape and Markers\nLabel and Sort\nWhen you arrive at your new place, unpacking will be much easier if all of your items are labeled with what they contain and where they should go.\nOrganize your boxes by the room they came from, and label or color-code them accordingly to indicate their contents. For example: Dishes - blue tape; Clothing - green tape; Decorations/miscellaneous items - red tape.\nLabel each box by room, category, and contents. This will make unpacking infinitely easier when you're looking for something specific. If the box is a mix of categories, write them all on the outside of the boxes!\nLabel or tape all sides of boxes. This is especially helpful when stacking them, so you can quickly identify what’s inside.\nLeave it Behind\nThere are a lot of things you can leave behind if the new location is smaller and/or there's furniture that could stand to go. Now would be an excellent time to purge unwanted or worn-out items before moving day. It saves space in the truck, and it eliminates any need for extra effort during your transition into your new home with all those unnecessary belongings left by the wayside!\nSafety First\n\nIf you're packing heavy objects, it's best to use the smallest box possible. Most people can't lift more than 50 pounds without feeling some strain and packed boxes can get heavy fast\nSave your large boxes for lightweight items. Extra-large boxes are perfect for storing pillows, blankets, and stuffed animals because they take up space while weighing little. \nThe safest way to pack your things so they arrive unharmed is padded players. No matter the size of the box, you should put padding between each layer of items\nThere are specific methods for packing different delicate items, but the general principle remains the same: make sure limbs are padded and cavities are full.\nWhen in doubt, hire a professional! There are specialty transport services to handle things like pianos, fish tanks, and medical equipment\n

The 2021 FHA Limit in Tennessee is between $331,760 and $563,500 for 1-unit properties and between $424,800 and $721,400 for 2-unit properties. See below for limits on 3 and 4 units.\nAnderson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBedford County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBenton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBledsoe County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBlount County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBradley County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCampbell County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCannon County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nCarroll County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCarter County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCheatham County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nChester County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nClaiborne County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nClay County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCocke County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCoffee County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCrockett County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCumberland County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nDavidson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nDecatur County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nDeKalb County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nDickson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nDyer County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nFayette County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nFentress County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nFranklin County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGibson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGiles County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGrainger County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGreene County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGrundy County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHamblen County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHamilton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHancock County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHardeman County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHardin County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHawkins County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHaywood County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHenderson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHenry County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHickman County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHouston County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHumphreys County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nJackson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nJefferson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nJohnson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nKnox County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLake County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLauderdale County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLawrence County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLewis County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLincoln County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLoudon County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMacon County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nMadison County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMarion County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMarshall County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMaury County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nMcMinn County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMcNairy County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMeigs County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMonroe County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMontgomery County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMoore County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMorgan County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nObion County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nOverton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPerry County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPickett County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPolk County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPutnam County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nRhea County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nRoane County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nRobertson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nRutherford County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nScott County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSequatchie County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSevier County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nShelby County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSmith County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nStewart County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSullivan County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSumner County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nTipton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nTrousdale County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nUnicoi County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nUnion County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nVan Buren County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWarren County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWashington County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWayne County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWeakley County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWhite County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWilliamson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nWilson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650 \nInformation sourced from hud.gov. .\n

If you're looking to purchase a home, it can be an overwhelming process. There are many real estate and mortgage terms that may confuse you--one example is the difference between an appraisal and inspection. Understanding what these functions do for both parties involved will help make smarter decisions in your quest for housing!\nHome Inspection\nHome inspections are important for buyers to keep their investment protected. Insuring your purchase is a smart move, and who doesn't want peace of mind? A home inspection is one way you can do this; it's scheduled in advance before the final papers are signed so there won't be any surprises later on. With an inspector coming out beforehand, they evaluate if anything would go wrong down the line with structures or other issues that could have been unknown about until after closing time! They will usually check for leaks or needed repairs in electrical work, plumbing issues, built-ins (like cabinets), roofing material/condition; focus on anything from building code violations to structural concerns like termites. Once inspected it's up to prospective homebuyers as whether they want this information disclosed with their offer.\nHome inspections are an essential part of buying a new home. They allow buyers to learn more about their future property and can even save them from unpleasant surprises in the process! For those who don't know any inspection companies, your realtor should be able to give you some recommendations. You can also check out the American Society of Home Inspectors to help you choose. They have a list of which organizations are qualified and they offer tips on how to be ready for your inspection.\nAppraisal\nAn appraisal is an unbiased third party often assigned by the mortgage lender to make sure that all parties involved (buyer, seller, and lender) receive a fair price for property. Appraisers are highly trained professionals who must meet certain academic qualifications before they can be licensed as appraiser through their state's governing body. Most lenders have a list of qualified appraisers from which you may choose one whose opinion will best suit your needs! The inspector will make sure the property is up to code and that any potential hazards are eliminated. They also check for comparable sales in the area, which makes them a great resource when it comes time to sell your home. Once they have completed their inspection, they'll compile all this information into a detailed report that includes pictures and calculations on how much each facet would affect the house value if changed. This way you won't need to guess about any details or wonder why your appraisal is higher than another one while trying to negotiate with potential buyers!\nBuying your first home is an exciting and exhilarating process. It can also be confusing and a little scary; that's why Next Door Lending is here to help with all of your financing needs! If you're thinking about buying a house or have questions about mortgages, get in touch with one of our loan officers today.\n