Texas 2021 Conforming Loan Limits
Texas 2021 Conforming Loan Limits
PurchaseFinanceConforming Loan Limits
Texas 2021 Conforming Loan Limits
Author
NextDoor LendingNextDoor Lending
Read Time
5 Mins
Date Published
May 9, 2022

The 2021 Conforming limit in Texas counties is $548,250 for 1-unit properties and $702,000 for 2-unit properties. See below for limits on 3 and 4 units.

\n

 Anderson County County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Andrews County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Angelina County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Aransas County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Archer County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Armstrong County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Atascosa County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Austin County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bailey County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bandera County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bastrop County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Baylor County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bee County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bell County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bexar County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Blanco County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Borden County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bosque County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Bowie County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Brazoria County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Brazos County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Brewster County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Briscoe County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Brooks County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Brown County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Burleson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Burnet County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Caldwell County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Calhoun County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Callahan County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Cameron County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Camp County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Carson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Cass County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Castro County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Chambers County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Cherokee County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Childress County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Clay County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Cochran County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Coke County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Coleman County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Collin County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Collingsworth County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Colorado County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Comal County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Comanche County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Concho County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Cooke County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Coryell County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Cottle County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Crane County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

Crockett County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Crosby County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Culberson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Dallam County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
Dallas County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Dawson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Deaf Smith County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Delta County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Denton County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Dewitt County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Dickens County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Dimmit County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Donley County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Duval County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Eastland County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Ector County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Edwards County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Ellis County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 El Paso County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Erath County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Falls County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Fannin County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Fayette County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Fisher County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Floyd County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Foard County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Fort Bend County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

Franklin County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Freestone County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Frio County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Gaines County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Galveston County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Garza County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Gillespie County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Glasscock County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Goliad County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Gonzales County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Gray County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Grayson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Gregg County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Grimes County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Guadalupe County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hale County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hall County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hamilton County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hansford County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hardeman County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hardin County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Harris County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Harrison County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hartley County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Haskell County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hays County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hemphill County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Henderson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hidalgo County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hill County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hockley County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hood County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hopkins County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Houston County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Howard County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hudspeth County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hunt County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Hutchinson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Irion County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jack County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jackson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jasper County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jeff Davis County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jefferson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jim Hogg County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jim Wells County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Johnson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Jones County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Karnes County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kaufman County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kendall County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kenedy County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kent County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kerr County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kimble County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 King County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kinney County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Kleberg County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Knox County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lamar County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lamb County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lampasas County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 La Salle County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lavaca County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lee County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Leon County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Liberty County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Limestone County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lipscomb County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Live Oak County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Llano County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Loving County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lubbock County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Lynn County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Madison County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Marion County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Martin County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Mason County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Matagorda County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Maverick County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 McCulloch County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 McLennan County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 McMullen County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Medina County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Menard County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Midland County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Milam County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Mills County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Mitchell County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Montague County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Montgomery County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Moore County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

Morris County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Motley County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Nacogdoches County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Navarro County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Newton County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Nolan County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Nueces County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Ochiltree County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Oldham County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Orange County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Palo Pinto County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Panola County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Parker County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Parmer County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Pecos County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Polk County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Potter County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Presidio County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Rains County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Randall County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Reagan County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Real County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Red River County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Reeves County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Refugio County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Roberts County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Robertson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Rockwall County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Runnels County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Rusk County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Sabine County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 San Augustine County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,50

\n

 San Jacinto County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

San Patricio County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

San Saba County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Schleicher County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Scurry County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Shackelford County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Shelby County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Sherman County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Smith County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Somervell County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Starr County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Stephens County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Sterling County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Stonewall County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Sutton County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Swisher County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Tarrant County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Taylor County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Terrell County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Terry County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Throckmorton County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Titus County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Tom Green County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Travis County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Trinity County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Tyler County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Upshur County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Upton County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Uvalde County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Val Verde County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Van Zandt County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Victoria County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Walker County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Waller County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Ward County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500
 

\n

Washington County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Webb County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Wharton County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Wheeler County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Wichita County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Wilbarger County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Willacy County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Williamson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Wilson County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Winkler County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Wise County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Wood County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Yoakum County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Young County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Zapata County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

 Zavala County
1 Unit – $548,250
2 Unit – $702,000
3 Unit – $848,500
4 Unit – $1,054,500

\n

Information sourced from hud.gov. 

\n
More about Purchase
Article
Purchase
NextDoor LendingNextDoor Lending5 min read
How long does it take to buy a home?
Renting is a great option for many people, but eventually you might want to buy your own place. So how long does it take? It's important to understand that not all home purchases are the same. There is a difference between your first-time purchase and someone who has bought multiple homes before. For this post, we’ll be looking at it from a first-time homebuyer lens.\nFive steps to buying a home\n\n1 Pre- Approval\nBefore you start thinking about where to live, you need to figure out how much you can afford. Start by talking with lenders and getting pre-approved for what they’re willing to give you based on your income and other debt obligations. Remember there's no such thing as being too careful when it comes time to buy!\nThe pre-qualification is a guesstimate on how much you can afford based on what you tell the loan officer. The approval process must be done after an actual analysis of specific financial disclosures and holds more weight when it's time to make an offer for your new home! With steady work, proof of good credit, and no outlandish debt, this procedure could take anywhere between hours or to a few days.\n2 House Hunting\nYou should choose a neighborhood first and then look for the perfect home in that area. Imagine finding your dream house but hating the location! Make sure you think about how close things are like shopping centers, restaurants, and recreation areas. You also need to consider schools if you have children.\nOnce you have a neighborhood in mind, start hunting! Check out listings online and narrow down which homes might work best for YOU beforehand so looking at them offline can be time well spent rather than wasted. There's a lot you can do on your own when it comes to finding homes, but there are also many benefits of having the help from an experienced agent. You may find your dream home in a day or weeks later - either way patience is key!\n3 Make an Offer\nOnce you find your dream home, make sure to have a formal offer drafted immediately. Drafting an offer can take as little as an hour or potentially a full day if contingencies and specific changes need to be made in the contract. If the seller accepts your offer, typically there is a deposit required (called Earnest Money) which creates goodwill between all parties involved.\nYou may have a grace period in which you're able to change your mind and walk away from an offer for one reason or another. If there is a counteroffer on behalf of the seller, don’t be afraid to negotiate more.\n4 Getting an Inspection\nInspections are essential for a couple reasons. First, your lender will need a copy of the inspection report to determine the home's true value - this helps them calculate the LTV or loan-to-value ratio. Secondly, it can notify you of any significant flaws that could threaten your satisfaction with the purchase.\nMake sure you have a qualified inspector lined up as early as possible, so it gets completed before closing (typically 30-45 days). Your realtor should have some recommendations of reputable firms he or she has worked with and if not, they can easily find one for you in the area. You may also want to bring your agent along during the inspection because there are many questions that only an expert will know how to ask or even notice! \n5 Contract to Closing\nAfter you've agreed to move forward post-inspection, your lender will work on processing the mortgage and getting everything in order. Once they do that, they'll prepare a loan estimate for what you can expect out of pocket at closing day. They also arrange title searches so there are no issues with transferring ownership from seller to buyer when it comes time for the final step\nRealize that it may take 60-90 days to close on your mortgage, but this will be worth the wait so remain calm and focused.\n
Read more
May 9, 2022